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PPI claims?
Posted: Sat Feb 16, 2013 12:32 pm
by Lawranced1
Has anyone claim back miss sold PPI? How long did it take and how much did you get back? Just doing the forms etc now!
Posted: Sat Feb 16, 2013 3:39 pm
by mr lugsy
16 weeks or less, dependent on the lender and whether or not they try to piss you about.
Posted: Thu Mar 07, 2013 12:43 am
by 999329753
Forms? Just phone the bank. Straightforward enough
Posted: Thu Mar 07, 2013 1:29 am
by Glendale
999329753 wrote:Forms? Just phone the bank. Straightforward enough
Bet youve been run over by claims mate?
Posted: Thu Mar 07, 2013 2:03 am
by mr lugsy
straight forward enough until they hit you with their standard claims dilution tactics so most claims drop off at the first hurdle , which include 'you didnt have ppi' which is their blag hoping that you don't have p/work to back the claim up(it's amazing how they backtrack when a copy of an agreement gets thrust their way), or it wasn't missold even though you were told you couldn't have the loan unless you take the ppi.
Posted: Thu Mar 07, 2013 9:37 am
by Ruler of The World
Is there any way you can find out if you had it if you don't have the paperwork anymore?
Posted: Thu Mar 07, 2013 10:33 am
by mr lugsy
DSAR(detailed subject access request) by law a lender has to respond to it within 40 days. they will have to provide you with everything they have on you. will cost you 10 quid a pop in admin fees usually though.
if accounts have been dead more than 6 years they may tell you they no longer have details though.
Posted: Fri Mar 08, 2013 12:05 am
by Ruler of The World
I know I am owed fortunes by Barclaycard but they have mysteriously lost my info and more than 6 years have passed
Posted: Fri Mar 08, 2013 5:44 pm
by MrRed
Mmmm i must have been lucky with them
Never filled in a form first time, just rang them and told them i wanted to claim and my reasons
I had a deep vein thrombosis that moved onto my lungs years ago
They never asked about it and i knew that
Straightforward enough sent me a letter back, saying they admitted it
A couple of week later received a cheque for £1500
Second time was only last year
This time the bank in question wrote to me, basically saying i may have been mis-sold PPI
I had even forgotten about the loan from this bank lol
I filled in answers to their questions
A few week later they agreed it had been mis-sold and the amount was being worked out
Again a couple of week later i received a cheque for £1800
Never went out of my way on either occasion, and it was so easy i couldn't believe my luck