Boring one for full timers - car insurance

uber-pro · Post by **uber-pro** » Sun Jul 10, 2011 12:23 pm

Anyone actually tell their insurance company what they do for a living?

There is an option for gambler on confused.com, and admiral quotes come up, but when you try and get a quote directly thru them, its not an option.

Just wondering what people say, and if anyone tells the truth...

deano8177 · Post by **deano8177** » Sun Jul 10, 2011 12:44 pm

I don't drive myself. But with direct debits coming out my bank I just tell them what I do, nobody has ever questioned it. They probaly think I'm bullshitting when I say it.

LordOoze · Post by **LordOoze** » Sun Jul 10, 2011 1:10 pm

God no! I tell them I do <5k miles per year....

TINYMcFINEY · Post by **TINYMcFINEY** » Sun Jul 10, 2011 8:03 pm

Used to do 1000 miles a week when i was a driver. Get home some nights and was back on the road before i knew it. Im sure i used to get ripped off on my 25%.

uber-pro · Post by **uber-pro** » Mon Jul 11, 2011 9:59 am

Probably just go for unemployed wih less than 8k a year again then...

If they knew the car was being used to drive around pubs it would probably class as travelling salesman type insurance...

Cheers guys

quizard · Post by **quizard** » Mon Jul 11, 2011 9:38 pm

If you told them you were using it for pro-fruit play you probably would not be able to get a mainstream insurer to insure you. You would have to go to a specialist and pay a fortune.

You should just say you are unemployed or retired. You only have a problem then if you incur a very large liabilty like £100,000+ when they will subject you to scrutiny and try and find any reason not to pay out.

redlinesman · Post by **redlinesman** » Mon Jul 11, 2011 10:25 pm

Interesting stuff. Never really thought of it like but I supose were a bit similar to a taxi driver in that resppect.

sir ratholer · Post by **sir ratholer** » Tue Jul 12, 2011 6:32 pm

I just go with the generic unemployed as well. It was never a problem when I wrote my car off.

trayhop123 · Post by **trayhop123** » Tue Jul 12, 2011 6:51 pm

did anyone watch that car insurance scam documentary last night ,,,,,,,,,,,,, ????

no wonder why were all paying so much

that lad on the tractor ,,,,,,,,,,, using it on the road ,,,,,,,,, but only £57 a year lol

uber-pro · Post by **uber-pro** » Tue Jul 12, 2011 10:23 pm

Yeah, saw that show! Shocking stuff, but if people can get away with it they will keep doing it.

Figured unemployed wouldn't warrent any serious invesitgations unless its a HUGE claim as stated above, so should be pretty safe.

Only thing is it costs more to go unemployed!

Had a good alternative suggestion tho!